Personal finance is as much about how to spend money as it is about how to save and invest money. The tips delineated below are intended to teach you a little about each. If you just implement a couple of these tips into your day- to-day life, you are sure to be on a much better road to securing your future.
Avoid making cash advances on your credit cards, particularly, if it is for something that is not an emergency. While the fees are not as high as payday loan fees, they are very high. The money you take out will end up costing many times more, when it is all said and done.
With gas prices skyrocketing, we all need to find ways to conserve fuel. For example, don’t go to the store until you have another errand in the same area. Schedule multiple appointments for one day to avoid many trips that will deplete your gas tank. Think of some other ways to conserve and you will have more cash in your wallet!
Save yourself the hassle of worrying about holiday shopping right around the holidays. Shop for the holidays year round by looking for deals on things you know you will be buying the next year. If you are buying clothes, buy them out of season when they go onto the clearance racks!
Start saving money for your children’s college education as soon as they are born. College is a very large expense, but by … Read More