Fitness and Health Guide for Busy Moms

Fitness and Health Guide for Busy Moms

When you’re busy balancing work, kids, and home life in general, you might feel that there’s not enough time in the day for health and fitness. The word “exercise” just doesn’t seem to fit into your vocabulary. But there’s good news. With just a little daily commitment, you can achieve good health and fitness in no time without adding stress to your already busy schedule.

Start with Slow Exercise and Build Strength

Get started with slow, easy exercises that you can handle. Do about 20 to 30 minutes of exercise or activity each day or at least several times per week. Start with less strenuous activities and then work your way up to more strenuous exercises as you build muscle strength. This will improve your fitness and health without putting too much strain on your body, especially if you’ve been inactive for a while.

Some examples of low fitness activities you might try include walking, playing outdoor games with your kids (ball, tag, volleyball, badminton, flying a kite, etc.), walking the dog, mowing the lawn or gardening, housework, walking stairs, or riding a bike. When you want to have fun with your kids, opt for the park instead of the ice cream shop. Be mindful of physical activity in everything you do. This will help your kids get exercise as well without feeling pressured about it.

If you work outside the home, you can take walks during your breaks. Even a daily 15-minute … Read More

Stretching Your Health Care Dollar

Stretching Your Health Care Dollar

Employers nationwide face critical
decisions about their health insurance benefits program.
Should they continue funding their employees’ health benefits at
the same contribution level as in the past? Should they keep the same level of benefits as before? What can be done to minimize costs
and maximize benefits?
These are tough questions. Rising health care costs and an uncertain
economy requires an employer to examine various options when making healthcare decisions. These include:
1.
Eliminating all health benefits
2. Reducing or eliminating other fringe benefits to maintain the current level of health benefits
3. Modifying the existing health benefits program by increasing employee co-payments or cost-sharing
4. Shopping for the most affordable coverage available from various carriers
Finding solutions to dampen the effect of rising insurance premiums can be difficult. However, there is an additional consideration that is often overlooked. As with any vendor-selection process, a
business owner must consider the value gained from selecting health benefits plan.
Often, many look simply at the price but overlook the investment perspective involved in purchasing health benefits plan. An employer should ask, “What am I getting for my money?”
A health plan should do more than simply pay the bills. It should provide opportunities to improve and maintain health. Health benefits plans that promote health fairs, wellness and disease
management programs provide opportunities for achieving better health outcomes. Improved health outcomes can translate into reduced health care expenditures and affordable premiums.
Some health benefits companies are adding … Read More